Terms and Conditions

Welcome to collabcreditrepair.com. By accessing or using our DIY credit repair software and services, you agree to comply with and be bound by these Terms and Conditions. Please read the following terms carefully. If you do not agree with these terms, you must refrain from using our website or services.

These Terms and Conditions (“Agreement”) constitute a legal agreement between you (“User,” “you,” or “your”) and Collaborative Credit LLC (“we,” “us,” “our”), governing your access to and use of our website and DIY credit repair software provided at collabcreditrepair.com.

1. Acceptance of Terms

By using our website, you acknowledge that you have read, understood, and agreed to be bound by this Agreement and our Privacy Policy. This Agreement applies to all visitors, users, and others who access or use our services.

2. Eligibility

Our website and services are intended for use by individuals who are at least 18 years old. By using our website, you affirm that you are of legal age to form a binding contract with Collaborative Credit LLC and are fully able and competent to enter into the terms, conditions, obligations, and representations set forth in this Agreement.

3. DIY Credit Repair Software

Our website provides a DIY credit repair tool that assists you in generating credit repair letters to dispute inaccuracies on your credit report. Please note that:

• No Legal Advice: The information and tools provided on collabcreditrepair.com are for informational purposes only and are not intended as legal, financial, or professional advice. You are responsible for reviewing and understanding the laws and regulations applicable to your situation.
• No Guarantee of Results: While our tools are designed to help you manage your credit, we cannot guarantee any specific outcome, such as credit score improvement or removal of derogatory items from your credit report.
• User Responsibility: You acknowledge that the use of our DIY credit repair software requires you to take actions, such as mailing the letters generated by the software to credit reporting agencies or creditors. You are solely responsible for the outcome of your credit repair efforts.

4. Intellectual Property

All content, software, and materials provided on our website, including but not limited to text, graphics, logos, images, and software, are the property of Collaborative Credit LLC or our licensors and are protected by copyright, trademark, and other intellectual property laws.

• License to Use: We grant you a limited, non-exclusive, non-transferable license to access and use our website and services solely for your personal, non-commercial use. Any unauthorized use of our content or materials is prohibited.
• Restrictions: You may not copy, modify, distribute, reproduce, or create derivative works from our website content or materials without our express written permission.

5. User Accounts

To use certain features of our website, you may be required to create an account. When creating an account, you agree to:

• Provide accurate and complete information.
• Maintain the security of your account by keeping your password confidential.
• Be responsible for all activities that occur under your account.
• Notify us immediately if you suspect unauthorized access to your account.

We reserve the right to terminate or suspend your account at any time if we determine that you have violated this Agreement or engaged in fraudulent or unlawful activity.

6. Payments and Refunds

If you choose to purchase premium features or services on our website, you agree to the following terms regarding payments and refunds:

• Fees: You agree to pay all applicable fees associated with your use of our premium services, as displayed on our website. Fees are non-refundable, except as expressly stated in this Agreement or required by law.
• Refunds: We do not offer refunds for any completed services or generated letters. However, if a payment error occurs or there is a problem with your account, please contact us at info@collaborativecreditsolutions.com, and we will review your request.

7. Prohibited Conduct

When using our website and services, you agree not to:

• Use the site for any unlawful purpose or in violation of any applicable local, state, national, or international law.
• Interfere with or disrupt the security or operation of the website, including attempting to gain unauthorized access to the site or its systems.
• Transmit any malicious software, viruses, or harmful content.
• Misrepresent your identity or provide false information to us or other users.
• Copy, scrape, or collect any content or information from our website without our permission.
• Use any automated systems (including bots or scripts) to access our website.

8. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Collaborative Credit LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge that access to these external sites is at your own risk, and you should review their terms and policies.

9. Disclaimers and Limitation of Liability

• Disclaimer of Warranties: Our website and services are provided on an “as-is” and “as-available” basis, without any warranties of any kind, express or implied. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.
• Limitation of Liability: To the fullest extent permitted by law, Collaborative Credit LLC and its officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages. Our total liability to you for any claim related to your use of the website or services shall not exceed the amount you paid, if any, for accessing the services.

10. Indemnification

You agree to indemnify, defend, and hold harmless Collaborative Credit LLC, its affiliates, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorney’s fees) arising out of or related to:

• Your use or misuse of the website or services.
• Your violation of this Agreement or any applicable law.
• Your infringement of any third-party rights, including intellectual property rights.

11. Modifications to the Terms

We may update or modify these Terms and Conditions at any time without prior notice. Any changes will be effective upon posting on our website. You are encouraged to review this Agreement periodically to stay informed of any updates. Your continued use of the website after any changes constitutes your acceptance of the revised terms.

12. Termination

We reserve the right to terminate or suspend your access to our website and services, without prior notice or liability, for any reason, including but not limited to a breach of this Agreement. Upon termination, your right to use our website and services will immediately cease.

13. Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law principles.

• Dispute Resolution: Any disputes arising from or related to this Agreement shall be resolved through binding arbitration in Chandler, Arizona, in accordance with the rules of the American Arbitration Association. The parties waive any right to a trial by jury or to participate in a class action.

14. Severability

If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. Contact Information

If you have any questions or concerns about this Agreement or our services, please contact us at:
Collaborative Credit LLC
497 W Ray Rd Ste 3, Chandler, AZ 85225
Email: info@collaborativecreditsolutions.com
Phone: 1-877-644-9477